APWU Health Plan Closure for Independence Day

The APWU Health Plan offices are closed on Friday, July 04 to observe Independence Day. Our offices will reopen on Monday, July 07, 2025.

Need Help During the Closure?

While our offices are closed, you can still access your plan information and resources online 24/7 through our member portal located on our website at www.apwuhp.com.

Independence Day celebration fireworks are by U.S. Department of Agriculture is licensed under CC-CC0 1.0

APWU Health Plan Supports Members Affected by the Pacific Palisades fire

For our members and their families affected by the fires in the Pacific Palisades area of California , the Health Plan will:
• Relax plan requirements for care received from 1/9/25 – 2/09/25
• For supplies and medications: The Health Plan will waive “refill too soon” limitations for members in the affected areas who are unable to use the mail order service for refills, lost or destroyed medications.
• High Option Teladoc coverage: The Health Plan will expand Teladoc telehealth coverage for our High Option members by providing 5 virtual visits at zero cost, rather than the normal 2.
• In-patient hospital stays that occur during the 1/9/25-2/8/25 timeframe will be paid at the in-network rate even if you are confined in an out-of-network facility.
• A toll-free emotional-support help line is available at 866-447-3573. This line will be open Monday – Friday from 6 a.m. – 6 p.m. PST for two weeks from the date of the natural disaster. The service is free of charge and open to anyone.
• Another resource is Optumwellbeing.com, a public website where you can access resources to help navigate difficult situations. The Critical Support Center section of the website includes a library of content for you to access during a critical event, grouped by topic (trauma, natural disasters, etc.).
Our thoughts go out to all those affected. We will continue to monitor this situation closely.

APWU Health Plan receives conditional approval to participate in the PSHB Program

APWU Health Plan is proud to announce that we have been conditionally approved* to participate in the new upcoming 2025 PSHB Program designed specifically for Postal employees and retirees! In addition, we will continue to offer coverage for Federal employees and retirees under the current FEHB Program.

What does this mean for you as an existing or future APWU Health Plan member?

• We are pleased to provide coverage to both Postal and Federal employees and retirees.
• In addition to offering PSHB Postal plans in 2025, we will also continue to provide coverage for Federal families under the FEHB program.
• We continue our commitment to providing our members with innovative, high-quality products and services.

Postal employees and retirees, please visit our website at www.apwuhp.com/postal-service-health-benefits-program/ for more information on the PSHB Program.

*The Office of Personnel Management (OPM) has announced that the APWU Health Plan is conditionally approved to participate in the upcoming PSHB Program and is contingent on benefits and rate negotiations over the summer.

Reduce Stress for a Healthier Heart

Article Courtesy of the National Heart, Lung and Blood Institute

Whether it’s from everyday deadlines or financial struggles stress shows up often in life. And your body reacts to it: your heart rate increases, your blood vessels narrow—and over time, these little blows can add up and do damage to your health, particularly your heart. With chronic stress, you’re more likely to have high blood pressure, heart disease, diabetes, obesity, and poor sleep. Even other parts of your body – from your lungs to your gut – can take a hit.

But while you can’t always limit the amount of stress in your life, you can work on changing how you respond to it. Just like the automatic “fight or flight” response that kicks in when you’re scared – your muscles tense, heart rate increases, and brain becomes more alert – your body also has a built-in, healthy relaxation response. When that’s triggered, the opposite happens: your breathing and heart rate slow down, and your blood pressure decreases.

Luckily, with practice, you can learn to trigger that response. Try these techniques on your own or find a teacher or class to help you get started. Don’t get discouraged if you don’t get the hang of it quickly. And if one approach doesn’t work for you, try something new. You can learn to de-stress in lots of other ways.

Meditation. One of the most studied approaches for managing stress, this involves developing your ability to stay focused on the present, instead of worrying about the past or future. Find a quiet location with as few distractions as possible. Get comfortable by either sitting, lying or walking. Focus your attention on a specific word or set of words, an object or your breathing. And let distractions, including thoughts, come and go without judgment.

Progressive muscle relaxation. To feel the effect, first tense your muscles for a few seconds, then relax them. Start by tensing and relaxing your toes, then your calves and on up to your face. Do one muscle group at a time.

Deep breathing. Take in a slow, deep breath, let your stomach or chest expand and then exhale slowly. Repeat a few times.Many people don’t breathe deeply, but it is relaxing and something you can do anytime, anywhere.

Guided imagery. This involves a series of steps that include relaxing and visualizing the details of a calm, peaceful setting, such as a garden.

Combining de-stressors like these with other healthy habits can go a long way toward strengthening your heart. Eat more veggies, fruits and whole grains, and less sodium, sugar and saturated fats, for example. Move your body more – like through dancing and walking meetings. Find exercises you actually love and do them regularly. Get enough good, quality sleep. And develop a strong social support system. Then rethink some of the familiar ways you may be coping with stress, such as drinking alcohol frequently, using drugs and other substances, smoking or overeating. They can actually worsen your stress – and your health.

Learn how to stress less for a healthier heart and more about heart health from the National Heart, Lung, and Blood Institute by visiting www.nhlbi.nih.gov. If you need help finding additional resources to help you cope with stress, talk to a healthcare provider. APWU Health Plan members can locate a provider by visiting your member portal or calling the number on the back of your insurance card. Seek urgent care if you can’t cope at all or have suicidal thoughts. Resources are also available at nimh.nih.gov/health/find-help.

A Few Days Left on Health Insurance Open Enrollment

There are only 3 days left and counting to get health insurance through the Federal Benefits Open Season . Open Season for the Federal Employees Health Benefits Program (FEHB) ends at 11:59pm on Monday December 11, 2023.

If you are currently uninsured don’t miss out on this opportunity to get health insurance.

Visit www.apwuhp.com to learn more about the APWU Health Plans.

Visit https://www.opm.gov/healthcare-insurance/open-season/ to learn more about enrolling or changing your healthcare coverage.

Sign up by December 11!

Mental Health Awareness During the Holiday Season

The holiday season is often a time of joy and celebration. However, for many people, it can also be a time of stress, anxiety, and depression.

According to the National Alliance on Mental Illness (NAMI), 64% of people with mental illness say the holidays make their conditions worse.

Why do the holidays have such an impact on mental health?

There are a number of reasons why the holidays can be a difficult time for mental health. These include:

  • Increased stress: The holidays can be a very stressful time. People often have to deal with financial pressures, social obligations, and travel arrangements.
  • Loneliness: The holidays can be a time of loneliness, especially for people who have lost loved ones or who are away from family and friends.
  • Unrealistic expectations: The holidays are often portrayed as a time of perfect happiness. This can create unrealistic expectations that can lead to disappointment and sadness.
  • Changes in routine: The holidays can disrupt people’s routines. This can be especially difficult for people with mental illness.

What are some signs of mental health distress during the holidays?

Some signs of mental health distress during the holidays include:

  • Feeling overwhelmed or stressed
  • Difficulty sleeping or eating
  • Changes in mood, such as feeling sad, anxious, or irritable
  • Withdrawing from social activities
  • Using substances to cope with stress

What can you do to protect your mental health during the holidays?

There are a number of things you can do to protect your mental health during the holidays. These include:

  • Set realistic expectations: Don’t try to make the holidays perfect. Accept that things may not go your way.
  • Practice self-care: Make time for activities that you enjoy, such as reading, exercising, or spending time with loved ones.
  • Set boundaries: Learn to say no to things that you don’t have time for or that will add to your stress.
  • Connect with others: Spend time with loved ones and people who support you.
  • Seek professional help: If you are struggling, don’t hesitate to reach out for professional help.

Here are some additional resources that may be helpful:

How can the APWU Health Plan help?

To help you feel better and more in control of your emotional well-being, the APWU Health Plan offers our members benefits for mental health. If you are a member of our High Option Plan, office visits with a licensed professional mental health practitioner are only a $25 copay when you stay in-network. We also offer $10 virtual visits through Teladoc for those who prefer not to go in person. For members of our Consumer Driven Option, you can use your Personal Care Account, as long as funds are available, for both in-office and virtual visits; if your PCA is exhausted, a deductible and a 15 percent coinsurance will apply. With UnitedHealthcare’s extensive network, there are over 305,000 behavioral health providers to choose from.

We encourage you to get the help you need so that you can get back to being you. Call the number on the back of your ID card to get started.

Feeling Thankful

Happy Thanksgiving from our Health Plan family to you and yours.

In this month of giving thanks, we would like to share our appreciation for placing your trust in your Health Plan. The health of you and your family matters most to us!

Together. Better Health.

As we count down to Open Season (19 days left) and the 2024 benefit year, we continue our drive to offer new resources and benefit enhancements as part of our mission and promise to create healthy lifestyles.

We’re grateful for the families we serve each day. We wish you a healthy holiday season.

Sarah J. Rodriguez, Director

Randy Griffin, Chief Operating Manager