Spreading Holiday Cheer: APWU Health Plan Supports Toys for Tots

The APWU Health Plan team is thrilled to announce another successful year supporting Toys for Tots! During our campaign this November and December, collecting over $2,500. These funds were sent directly to Toys for Tots to bring joy to local children in need.

Established in 1947, Toys for Tots has made a lasting impact on communities across the nation. According to their website (toysfortots.org), a staggering 677 million toys have been distributed to 301 million children – a truly remarkable achievement. The APWU Health Plan is proud to be a part of this ongoing mission and contribute to brighter holiday seasons for less fortunate children.

A Heartfelt Thank You

A sincere thank you goes out to all our amazing employees who generously contributed to this campaign. Your compassion and commitment made a real difference in the lives of economically disadvantaged children here in the Baltimore area.

Open Season ExtensionAnnouncement-PSHB Only

In order to provide Postal Service employees and Postal Service annuitants with additional time to review and/ or change their health insurance enrollment during this inaugural Postal Service Health Benefits Program (PSHBP) year, OPM is extending Open Season through Friday, December 13, 2024, for the PSHBP.

This extension does not include the Federal Employees Health Benefits Program, Federal Employees Dental and Vision Insurance Program.

PSHB Open Season Starts November 11th!

USPS Employees & Annuitants: Open Season for the new Postal Service Health Benefits Program (PSHB) begins November 11th, 2024.

Need more information about an APWU Health Plan for 2025?

The PSHB Helpline is available to answer your  enrollment questions:

Don’t miss this opportunity to select the best coverage for your needs!

For more information, visit: https://health-benefits.opm.gov/

Note: This program is exclusive to USPS employees and annuitants.

Early Detection Saves Lives: Your Guide to Breast Cancer Awareness

Did you know that 1 in 8* women will be diagnosed with breast cancer in their lifetime? The good news is, early detection is the key to successful treatment. October is Breast Cancer Awareness Month, a time dedicated to raising awareness about this disease and supporting those affected.

Know Your Risk and Get Screened

  • Consult with Your Doctor: Discuss your personal risk factors and determine when mammograms are appropriate for you.
  • Mammograms Save Lives: Regular mammograms are a crucial tool for detecting breast cancer early, when it’s most treatable.

When Should I Get a Mammogram?

As part of our preventive care benefit, the APWU Health Plan covers in-network routine mammograms at 100%.  From age 40 through 64, one preventive mammogram is recommended each calendar year. To build your personalized list of preventive services go to https://health.gov/myhealthfinder. However, it’s important to consult with your healthcare provider to determine the best schedule for you, especially if you have a family history of breast cancer or other risk factors.

Understanding Breast Cancer

  • Common Cancer: Breast cancer is the most common cancer among women in the United States, excluding skin cancer.
  • Early Detection: Mammograms can identify breast cancer before it causes noticeable symptoms.

Recognizing Symptoms

  • Be Aware: While some people may experience no symptoms, be mindful of changes in your breasts, such as lumps, pain, discharge, or changes in size or shape.
  • Consult Your Doctor: If you notice any concerning symptoms, seek medical advice promptly.

Reducing Your Risk

  • Healthy Lifestyle: Maintaining a healthy weight, being physically active, and limiting alcohol consumption can help reduce your risk.
  • Genetic Factors: If you have a family history of breast or ovarian cancer, discuss genetic testing with your doctor.

Let’s Make a Difference

This month the APWU Health Plan will once again participate in the Making Strides Against Breast Cancer Walk to fight breast cancer. By raising awareness, promoting early detection, and supporting those affected, we can make a significant impact in the fight against breast cancer.

Take Action Now

Schedule a mammogram today! Visit to find an in-network provider. Visit the national Cancer Institute website for self-exam resources: https://www.nationalbreastcancer.org/breast-self-exam/.

Sources

* American Cancer Society. (2023). Breast Cancer Statistics | How Common Is Breast Cancer? [Online]. Available at: https://www.cancer.org/cancer/types/breast-cancer/about/how-common-is-breast-cancer.html

Resources for Members Affected By Hurricane Helene

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For members affected by the storm, the APWU Health Plan alters our benefits for Health Plan members in both the High Option and Consumer Driven Option Plan in the affected areas. Altered benefits include relaxed precertification requirements for all types of care (medical and mental health) and we will make payment at the higher PPO rate to any provider of service regardless of their non-network status for a designated period of time. Below are some other accommodations:

  • APWUHP members have telehealth options available to them for medical and mental health issues through our designated telehealth vendors.
  • For all of the affected areas, UnitedHealthcare remains committed to supporting its customers and their employees’ emotional well-being in times of tragedy.
  • Resources and support are available to help individuals directly and indirectly impacted by the storm. UHC has opened a public support line for the next two (2) calendar weeks considering this event at 866-447-3573.
  • Another resource is Optumwellbeing.com, a public website where employees can access resources to help them navigate difficult situations. The Critical Support Center section of the website includes a library of content for individuals to access during a critical event, grouped by topic (trauma, natural disasters, etc.).

We also have extensive prescription drug provisions with Express Scripts (High Option members) and OptumRx (Consumer Driven Option and the Medicare Advantage Plan members) to allow for refill too soon edits to be bypassed in order for members to obtain their prescription drugs if they have been damaged or lost.

Prescription Drug Coverage – Effective date of 9/26/2024 through 10/27/2024 for High Option Members:

  • Health Plan members who reside in the affected areas, with the designated zip codes will be able to obtain a 30-day supply of their prescription drugs at a network retail pharmacy – at retail copay/coinsurance during the designated timeframes. Additionally, the pharmacists have the ability to override the “refill too soon” edits for members who indicate that they have lost their prescriptions.
  • Paper claims submitted by members residing in the affected zip code areas for dates that fall within the designated timeframes will be identified in our data entry department prior to entry into ESD and sent hard copy to the Multiple Coverage Unit to be processed at the normal retail copay.
  • Express Scripts by Mail will hold shipments of narcotics and temperature-sensitive medications into impacted areas pending member contact.
  • Mail orders can be shipped to a temporary alternate address. Members should call Express Scripts customer service at 1-800-841-2734 (this number is also on the back of their ID card) and request their order be mailed to a temporary address. This applies to new orders, refills of existing prescriptions on file with Express Scripts and, in some instances, orders already placed.
  • If a member is unable to receive their order by mail, Express Scripts can transfer their prescription to a retail pharmacy for dispensing. Express Scripts Pharmacy Services (1-800-922-1557) can assist the local pharmacist in processing the prescription if necessary.
  • Doctor calls and drug utilization review (DUR) calls will continue and every effort will be made to complete these calls. Orders will not be cancelled and returned unfilled to the member. Express Scripts pharmacies are holding these orders in-house until the member/prescriber has been reached.

Prescription Drug Coverage -Effective date of 9/26/2024 through 10/27/2024 for Consumer Driven Option Members:

  • UHC will follow the same guidelines that the High Option has set out in this letter utilizing their network, telehealth vendors, pharmacy benefit manager and benefit structure. Their EOB message for payment of out-of-network claims at the in-network benefit level will be: “In-network coinsurance applied”, since there are no copays under the Consumer Driven Option.